Conditions of Use

1. General

1.1. You are invited to access 천향 핀토라 (the "Website")

Contact us: info@cheonhyang-fintora.com

1.2. This website provides information about trading services ("Services") available on third-party platforms ("Third-Party Platforms").

1.3. These Terms constitute a legally binding agreement between you and the website owner, and you must read them before using our Services. To use the Website, you must accept the full Terms, which govern your access. We reserve the right to update and modify the Terms.

By accepting our Terms, you acknowledge that you are also accepting our Privacy Policy (available here).

2. Eligibility

2.1. If you meet the legal requirements and accept and comply with the Website’s Terms and Conditions, you will gain full access to our Services.

2.1.1. You must be at least 18 years old to use our Services

2.1.2. You must have the legal capacity to accept our Terms and Conditions.

2.1.3. Your use of our Website and the Services it provides must be lawful in the country or territory where you reside. You must not be prohibited by law from using our Website.

2.2. The Website and the Company disclaim responsibility for any unlawful use of our Services by users. We make no guarantees, warranties, or representations regarding the legality of any person using our Services or the Website.

3. Restricted Access Territories

3.1. We reserve the right to refuse access to our Website or Services if (1) a user resides in a restricted area (“Restricted Territories”) and (2) we determine that allowing the user to access our Services would create a legal, regulatory, or reputational risk to the Company. This statement does not limit our rights solely to the instances described above.

3.2. For users located in certain jurisdictions, the Company may restrict access until additional terms are accepted and implemented. While in a Restricted Territory, the Services and Website may be blocked or otherwise unavailable.

4. Prohibited activities

4.1. To use this Website and its Services responsibly, you must:

4.1.1. Users may use the Website Services for all intended purposes, including uploading and sharing content. However, this use does not include the following prohibited materials: 1) data or files containing viruses or other harmful code, including anything that could damage our Website or the systems of our third-party partners, or that blocks or hinders other users from accessing the Services. 2) any content whose sharing would infringe copyright, intellectual property, or other rights. 3) any content containing threats, defamation, racism, slander, or insults. 4) any content that violates any applicable law in any relevant jurisdiction. 5) any marketing or advertising material unless prior written consent has been obtained.

4.1.2. You may not alter, destroy, or remove any legal notices, services, software, design elements, logos, or other proprietary materials from the Website.

4.1.3. You may not access the Website Services through any means or interface other than the Website itself.

4.1.4. You must not disrupt other users' access to the Website or its Services.

4.1.5. Accessing the Website or its Services using external bots, automation tools, or any unauthorised software is strictly prohibited.

4.1.6. Collecting or transmitting any data to or from the Website, whether by active or passive means such as cookies, spyware, or beacons, is strictly prohibited.

4.1.7. You must not attempt to replicate the Website or its services in any form, including its appearance and/or functionality. This includes creating mirror sites or using any other methods, whether currently known or developed in the future.

4.1.8. While using the Website and its Services, you must not violate any applicable laws, commit copyright infringement, use pirated software, or engage in identity theft or hacking. No illegal activity of any kind, including encouraging others to do so, is permitted.

4.1.9. You may not upload software or engage in any direct attempt to modify the Website’s source code. You may not harm the Website or the interests or use of the Website by others.

4.1.10. You must not attempt to reproduce the Website or its Services by any reverse engineering process, including disassembly or decompilation, or by any other method or technology.

4.2. If we suspect that your use of the Website violates any applicable laws or our Terms of Use, we reserve the right to monitor your use of the Website and its Services. If we determine that you are in breach of our Terms of Service and/or any applicable laws, we may terminate your account, suspend your access to the Website, disclose your activities to relevant authorities or third-party service providers, or take other action, up to and including legal action. These Website Terms of Use are in addition to any other rights the Company may have, both legal and civil.

5. Rights to Intellectual Property

5.1. All materials on any page of our Website, including videos, images, logos, text, audio, designs, brands, trademarks, and any other content, are protected by intellectual property rights owned by the Company and relevant third-party providers.

5.2. Users do not acquire any intellectual property rights in any content on the Website. They receive only limited rights, under the applicable Terms of Use and conditions, allowing them to access the Website and its Services. All other rights, title, and interest in the Website and its Services belong to the Company.

5.3. The Website and all Services provided on it may be accessed and used solely for personal, non-commercial purposes.

5.4. Users shall not, whether knowingly or through negligence, permit any other person to copy, modify, or duplicate any part of the Website by any means. These actions include, but are not limited to, reverse engineering, decompiling, or copying the specific service configuration or the Website source code.

6. Liability Limitations

6.1. By agreeing to use the Website and its Services under these Terms of Service, the user is solely responsible for any outcomes resulting from that use. The Website and the Company make no representations or warranties, express or implied, regarding results of use, or the quality, fitness for a particular purpose, usability, accuracy, or any other attributes of the Website or its Services. The user acknowledges that all content and Services are provided “as is,” including any defects or limitations.

6.2. We are not responsible for any service disruptions beyond our control or for interruptions in the transmission of information through our Services. We are also not liable for any informational errors, including omissions or inaccuracies, in the Website content.

6.3. Any losses you incur while using the Services on the Website are yours alone. By agreeing to the Terms of Service, you agree to be indemnified for such losses, including those arising from your consensual use of third-party services. You further agree that you are solely responsible for any decisions related to your activity on the Website, including any reliance on information provided by the Website and its Services.

6.4. You are solely responsible for any damages or losses suffered by you or your agents, whether direct or indirect. We accept no liability or responsibility for such losses to the fullest extent permitted by law. This includes loss of income, savings, or personal data arising from your use of the site.

6.5. The Company is not responsible for any technical issues resulting from technology failures, including failures of telephone lines, internet service, computers, or any other hardware or software. The Company is also not responsible for any costs or losses arising from use of the internet.

7. Services, Content, and Promotions from Third-Party Providers

7.1. While using our Services on our Website, you acknowledge that third-party content may appear, including advertisements and reviews of such platforms.

7.2. Products and services offered by third-party providers on our website are not our responsibility, and we do not guarantee their quality or that they are up to date.

7.3. Before making any decisions, purchases, inquiries, or visits involving third-party service providers, we strongly advise users to verify the accuracy of all claims. Any decisions, consents, or purchases you make with these services are solely your responsibility.

8. Links

8.1. Please note that the Website contains our own content and services, as well as advertisements, links, and materials supplied by third-party service providers. You are solely responsible for accessing or using any such websites or services, including any resulting loss or damage. This includes the use of products, services, and/or software offered through those websites. Be mindful of this and conduct appropriate due diligence before downloading, purchasing, or providing personal data to any third-party website. Likewise, do not rely on their information or claims without independently verifying them.

8.2. Advertisements, images, hyperlinks, or any other promotion or display of a third-party website do not constitute an endorsement by the Website or the Company. We do not authorise, endorse, or have any affiliation with any linked websites or any products, information, materials, services, software, or business administration, unless explicitly stated.

8.3. We cannot review, investigate, or provide opinions on every third-party advertiser or hyperlink presented. Nor can we be held responsible for the quality of services offered by these third parties. Accordingly, we are not liable for any loss or damage you may incur from using such third-party services or websites, including their products, software, information, or any other offerings. You are strongly advised to conduct thorough research on any company you intend to work with or share personal data with, especially before making any purchase.

8.4. Always read and carefully review the policies and terms of use of any third-party website, including those that advertise on our Website. Do so before contacting them or making any purchases from those websites.

9. Miscellaneous

9.1. The Website’s specific Services may be modified, suspended, or discontinued as necessary or appropriate. We reserve this right as part of routine operations, site enhancements, and similar activities. Such changes will not be implemented in a manner that harms you, and you will have no right to assert claims against us arising from them.

9.2. The Website’s Terms of Use may be updated at any time. If changes occur, you will be notified as soon as reasonably possible, typically within a few business days. Continued use of the Website after the date-stamped publication of revised Terms of Service will be deemed to constitute acceptance of the revised terms.

9.3. The transmission of any information via the website to any other destination, website, third-party service, or organisation does not create or imply any relationship beyond what is expressly stated in writing in these terms. By sending such information, the user knowingly consents to these terms.

9.4. Any agreement or statement, whether written or oral, that is not expressly included in these Terms of Use has no legal effect and is not binding on either party. Only the Terms of Use and Privacy Policy of the Company and the Website, as amended and accepted, constitute a binding agreement between the user and the Website.

9.5. Any right granted under these Terms that is not exercised, whether by consent, neglect, or inability, will be deemed waived. Exercising a right in whole or in part will be regarded as part of any subsequent exercise of that right or remedy, which shall remain in force.

9.6. If any provision of these Terms is determined to be null and void by a court of competent jurisdiction, that provision shall be severed from these Terms. However, the remainder of the Terms shall continue in full force and effect and be deemed unaffected, excluding the severed provision(s). The surviving provisions shall be interpreted and applied in accordance with the court’s ruling, reflecting its interpretation of the parties’ intent and meaning while disregarding the excluded clause(s).

9.7. These Terms permit the website, including all Services, to be operated and managed by third-party service providers. In such cases, those parties may transfer all related rights and obligations. Users may not transfer their rights or obligations to any third party and remain solely responsible.